What is a Roth IRA?

Roth IRA A Roth Individual Retirement Account (IRA) is an investment account that helps you save a part of your post-tax earnings for retirement. The amount you withdraw during retirement is tax free.* Annual contribution limit You can contribute if you earn less than $135,000(single) / $199,000(joint) * Less than 50 years $ 5,500 $ 6,500 More than 50 years Deadline to make 2018 contribution is April 15, 2019 Power of compounding Start early, if you want a substantial retirement fund thanks to compounding Get started with an IRA in 5 minutes www.qplum.co/ira 1-888-QPLUM-4U contact@qplum.co Harborside 5, 185 Hudson Street Suite 1620, Jersey City, NJ 07311 Withdrawals Age when you withdraw and tax implications ** Early withdrawals are exempted, upto a limit, under certain conditions** such as First home purchase Higher education funding Death/ Disability Unreimbursed medical expenses Gains will be taxed +10% penalty Entire sum will be tax free (if account is atleast 5years old) 59.5 years 59.5 years Withdraw Before Withdraw After qplum LLC is a registered investment advisor (see SEC.gov for more information). Information presented is for education purposes only and does not intend to make an offer for solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and there are no guarantees of any kind. Be sure to first consult with a qualified financial advisor and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Visit our website for full disclaimer and terms of use. *For more information on eligibility, click here **To learn more about withdrawal exemptions, click here *To learn about 2019 retirement account contribution limit changes CLICK HERE $

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