How Much House Can You Afford?

We'll help you make an informed decision taking your financial health into account.

Hi, I am qplum. May I know your name?

Hi . Nice to meet you!

How much are you planning as down payment for your house?


That's a great start!

How much is your combined family income?

I'll use it to keep your mortgage payments less stressful for you.

Combined annual family income before taxes


The average rate of interest on a 30-year mortgage is 4.5%. If your rate is different, please change below.


In which area do you plan to purchase your house?

Enter ZIP Code

Average property tax in your location is 2.1%. If the property tax is different in your area, please change it below


Average insurance cost is 0.50% of house value. If your rate is different, please change it below.


Noted. Now, let's talk about your current expenses.

What's your monthly rent?

If you are a current house owner, Click here

Enter your monthly rent


Do you have kids?

How many kids do you have?

How old are they?

Are you moving to the new location because it is a good school district?

Would moving to the new location to help you save on kids' education ?

How much do you expect to save annually on your kid's education as a result of moving to the new location?



Keeping in mind your family's finances, I'll estimate the maximum house value.

Your maximum house value is

Here is the detailed breakdown of loan amount and down payment

Loan value

Down payment

Here is the detailed breakdown of your monthly payments towards house purchase

Mortgage payment

Property Tax and Insurance


You know how much house you can afford...

But how much should you actually spend on the house?

, based on our house price appreciation algorithm, I can run a detailed analysis and send you a free report.

Where should I send you the free report to?

If you already own a house, the math can be a bit more complicated. Let's continue over email?

Got it!

You will receive your free report in a few days. If you have questions, contact us.


We'll reach out to you to discuss the next steps. If you have questions, please feel free to contact us.