Need Help With Your Financial Plan? We Got Your Back.

Start Your Financial Plan

Frequently Asked Questions

QUESTIONQ

What exactly does qplum do?

qplum is an online investment advisory firm, offering A.I. and machine learning based portfolios. We believe that investing is a science, not a game. We offer dynamic investment plans along with risk management and a dedicated team that is with you through the important events of your life.

We handle retirement planning, IRA accounts, 401k rollover, personal investing accounts, joint investment accounts, and more. Read more about qplum's investment philosophy here.

QUESTIONQ

Am I being charged for all the trading that is happening daily in my account?

No. qplum charges what is known as a "wrap fee". This means you pay a small percentage on the total amount of money you invest with us, instead of paying per trade. Structuring our fees this way gives us the flexibility to manage your account the way we think makes most sense without you having to worry about per trade fees racking up. Please see our Form ADV Part 2 document for more details.

QUESTIONQ

Is my money safe?

The funds and any positions that you see in the brokerage are physically under your name. Our operating capital is separate from our clients’ funds. Each client’s funds and securities are held separately under the client’s name. View More

QUESTIONQ

Can I transfer an outside portfolio like an IRA or 401(k) into qplum?

Yes! We can transfer your investments from your existing portfolio to a brand new qplum account through paperless ACATs transfers.

Our returns after fees and expenses

You care about returns. And that is why we think sharing our realized performance with you is important. We have end-to-end control when trading for our clients. We use machine learning algorithms in strategy construction, asset allocation and trade execution. The advantages of developing the entire trading system in-house is evident in our stellar performance.

Returns since inception: 16.30%

See Our Best Performing Portfolio
10-1-2234Return (%)JanFebAprMarMayJunJulAugSepOctNovDecOur performance for past 12 months1.92%2.19%0.09%0.73%4.01%3.65%3.05%-1.05%-2.04%0.39%0.64%1.59%

Why qplum?

Robo Advisorqplum robo advisor

Next Gen Robo-Advisor

  • Investing and trading is completely automated
  • Active trading instead of passive index following
  • We invest in strategies, not products
Choosing the best Robo-Advisor >
HFT icon

Investing & Execution Algorithms

  • All investment decisions come for algorithms
  • Better execution prices results in negative trading costs
  • Bringing high frequency trading algorithms to retail clients
Invest with algorithmic trading >
machine learning icon

Invest with Data & Machine Learning

  • Diversified set of data-driven strategies
  • Dynamic asset allocation
  • Static risk management
Invest in a portfolio with machine learning >
trusted custodians icon

Steady Relationship

  • Intraday portfolio updates
  • Financial advice for all your life events
  • Real time customer support
Start your investment planner >

Everything we have learned, we have learned together.

  • 1,500+ people have signed up on our platform since inception
  • 800+ members in our Data Science meetup since Feb '16
  • 19 meetup events and counting
Check Out qplum Community!

Serious Security

encryption icon

Encryption

All personally identifiable information we store is encrypted with symmetric key algorithms.

trusted custodians icon

Trusted Custodians

Your account is with trusted custodians registered with the SEC and FINRA.

Regulated

Registered as an RIA with the SEC and as a CTA with the NFA.

secured policies icon

Security Policies

Logging of all actions, periodic audits, restricted access

Talk To A Human!

No templates, no chat bot, no robots from the future for your questions. Our team will respond to you in seconds.

Mansi

CEO & Founder

Jie

Head of Client Relations

Carl

Community Relations Director

Phone

1-888-QPLUM-4U
Mon-Fri 8AM - 6PM, EST

Drop us an email

Live Chat

The Science of Investing: Tips for Beginners

Download our ebook “A Navigation Guide For New Investors” here

A Navigation Guide For New Investors Ebook